In today\'s episode you\'ll learn the pros and cons of a joint mortgage for first time home buyers! No this isn\'t anything new. Married couples have used joint mortgage for years to buy a house. What is new is an increasing amount of first time home buyers asking, \"can unmarried couples get a mortgage?\" In short, yes you can! That being said, whether your married or in a committed relationship, it\'s best to understand what is a joint mortgage along with the pros and cons of a joint mortgage. After watching this video, you\'ll know if getting a mortgage together is right for you! Timeline: 1: 0:57 - Pros: More Buying Power! 2. 2:06 - Cons: How Joint Mortgage Credit Scores Work! -Hint: Both of Your Credit Scores are used! 3. 3:14 - Cons: Both of Your Credit is at Risk! 4. 3:44 - Cons: Both of You are Liable for the Debt! Yes, even if you get a divorce or break up! 5. 4:06 - PRO TIP: What Happens if Ya\'ll Break Up? 6. 5:46 - Your Turn! Share your savvy can you have a joint mortgage tips with us in the comments section below. Thank you! If you want help finding one of the best real estate agents in the nation, a CRS, please let me know. I\'m here to help! Want to know more about Las Vegas real estate or about buying a house in Las Vegas? Send me a message, I\'m here to help! Enjoy an amazing day! -Your Real Estate Geek, Andrew Finney Contact info: Andrew Finney USMC Combat Veteran/ Trusted Real Estate Advisor License #S.0173260 - Las Vegas Realtor Call/ Text: 702-710-0287 Email: Andrew@AndrewFinneyTeam.com https://www.andrewfinneyteam.com/ King Realty Group 6955 N. Durango Dr. Suite 1004 Las Vegas, NV 89149 Designations- Certified Residential Specialist (CRS) Accredited Buyer\'s Representative (ABR) Sellers Representative Specialist (SRS) Certifications- Military Relocation Professional (MRP) Disclaimers/ Credits: Awesome Music Courtesy of: Song: Syn Cole - Feel Good [NCS Release] Music provided by NoCopyRightSounds. Video Link: https://www.youtube.com/watch?v=q1ULJ92aldE Download this track for FREE: http://bit.ly/SynColeFeelGoodDL At the time of production, Andrew Finney, S.0173260, is a real estate salesperson at King Realty Group in Las Vegas, NV. Andrew\'s videos are his own and do not necessarily represent the views and/ or opinions of KRG. The purpose of Andrew\'s videos are to educate you and help you make sense of the real estate process. If you have questions about home loans and real estate where you live, you are advised to reach out to a local loan officer and trusted real estate advisor and/ or any other appropriate professional in your area for further counsel about your own unique situation. Images are paid for and licensed through 123rf.com Video Inspiration: https://www.realestate.com/articles/credit/500-credit-score-home-loans